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Programs: Red Flag Defense™ | Guaranteed ID™ | RIPROK 5-1-1™ | Guaranteed Maintenance™
GUARANTEED ID™
ID theft is the fastest growing crime in America. In fact, the FTC estimates that 1 in 4 people will be a victim of an identity theft crime event by 2009. The average amount of time an individual will spend trying to resolve the theft is now 140 hours over a six-month period, costing the individual between $1,700 and $6,200.
Now, dealers can protect their customers and employees with Guaranteed ID™.
GUARANTEED ID™ INDIVIDUAL BENEFITS
- Fully managed personal recovery program that restores the victim's identity to "pre-event" status
- A personal recovery advocate that works on behalf of the identity theft victim
- Notification to the three major credit bureaus, placing fraud alerts with each
- Review victim's credit files to determine accuracy and areas of fraud
- Prepare a personalized, comprehensive recovery plan
- Contact all affected creditors, financial institutions, credit card companies, utility providers, etc.
- Complete all necessary forms and filings, including any prepared correspondence with delivery of all required documentation
- Provide information to the FTC and to other government agencies with the permission of the victim
- When fraudulent use of a social security number has occurred, especially in the event of employment fraud, provide assistance with obtaining and reviewing the member's Social Security Personal Earnings and Benefits Statement
- Provide assistance with filing a police report, if direction or discussion with law enforcement regarding the need and use of the report is requested
- Provide victim with 12 months post recovery follow up
- Up to $25,000 reimbursement to the victim if we fail to restore their identity to "pre-event" status within six months
- Fully insured through an A rated insurance carrier
GUARANTEED ID™ DEALER BENEFITS
- 98% of the people who walk through your doors currently do not have any kind of identity theft coverage so nearly everyone qualifies.
- No exclusions for "pre-existing" conditions. The program applies to the identity theft as long as the victim was not aware of the theft prior to enrolling in the program.
- The dealership does not have to process any claims, we deal directly with the victim when there is a claim.
- All dealership personnel (employees) receive a complimentary enrollment in the program, a great human resource benefit!
- As the Dealership collects and warehouses customers' personal information, the program adds another layer of security for the customer.
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