Red Flag Defense™

IDENTITY THEFT PREVENTION PROGRAM

On November 9, 2007 the OCC, Board, FDIC, OTS, NCUA and FTC (the Agencies) jointly issued the final rules and guidelines implementing section 114 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) and final rules implementing section 315 of the FACT Act. The rules implementing section 114 require financial institutions or creditors to develop and implement a written Identity Theft Prevention Program (the Program) to detect, prevent and mitigate identity theft in connection with covered accounts and to establish policies and procedures to assess the validity of a change of address. These rules and guidelines became effective January 1, 2008, and require financial institutions to comply by November 1, 2008. The Identity Theft Red Flag rules and guidelines apply to financial institutions and/or creditors such as: Banks, Credit Unions, Savings Associations, Mortgage Lenders, Auto Dealers, Motor Sports Dealers, Recreational Vehicle Dealers, Phone Companies, Utility Companies, and Other Creditors.

The RipRok Solution - Red Flag Defense™

RipRok is offering an online service called RED FLAG DEFENSE that includes an online tool that helps you create your Identity Theft Prevention Program document and online Identity Theft Red Flags employee training customized for your red flags. Our service follows the Red Flag rules and guidelines and enables you to create a complete Identity Theft Prevention Program in a short amount of time.

Enrollment in RED FLAG DEFENSE includes:

Identity Theft Prevention Program Document Generation Online Tool

Easy 4 step process
Simply log-in, answer the questionnaire & download your plan
We will make modifications as continued guidance is released on the Identity Theft Prevention Program and notify you via e-mail.
Multi-user access to the tool.
Ability to manage several dealerships' programs with one login.

Online Identity Theft Red Flags Employee Training Course

Customized for your red flags.
Utilizes RipRok's web-based Learning Management System.
Management Interface for managing employee access to the training.
Reports on who has taken and passed the training

Dealership Employee Identity Theft Coverage

Fully Managed Restoration Program.
Great Human Resource benefit.

Pro-Active Response Package

Personalized notification to affected victim.
Complimentary Identity Monitoring
Complimentary Fully Managed Restoration Program.

Dealership Point of Purchase Materials

Lets customers and would be criminals know about your program.

Take an Online Tour

Dealers: click here to fill out a Victim Contact Request Form

Take an Online Tour

Dealers:
Click here to fill out a Victim Contact Request Form